EMERGING MARKETS GROWTH FUND

Genius clearing symbol: EMGF

Investment objective: Long-term investment generating maximum regular income.

Minimum Initial investment
Common Shares:    USD 10
Preferred Shares:    USD 500
Premium Shares:     USD 5000

Income distribution
	Distributionperiod:   Daily, at midnight CET next day
	1.0% - 1.2% Dividend range:    for Common Shares, 1.1%-1.4% for Preferred Shares and 1.3%-1.9% for Premium Shares

Most investments are made in countries with S&P Rating BB+ or higher. Stock investments are diversified across many industries, with a high focus on the country's leading industry (producing 20 or more % GDP in some cases). For example, the fund has chosen the KASE stock exchange of Alma-Ata, Kazakhstan (S&P BBB rating), where it had heavily invested in the energy market. Kazakhstan has one of the largest undeveloped non-OPEC oil reserves in the world, and its energy export constitutes a significant part of the country's GDP. Investment failures in this sector of Kazakhstan's economy are highly unlikely. Share price of the fund remains unchanged at $1 per share. All the income generated by the fund is distributed to shareholders daily¹. Shares cannot be sold or exchanged within first 150 days from purchase.

If additional shares of this fund are purchased within the first 150 days and their value is higher than 50% of the currently owned shares, the 150 days no-sale period will start from the day you have purchased the additional shares.

¹Dividends are paid on business days

Genius clearing symbol: EMGF

Investment strategies:

• Normally, 80% of the funds are invested in the Emerging market economies (countries that have an emerging stock market as defined by S&P, countries or markets with low-to-middle-income economies as defined by the World Bank, and countries with similar characteristics)
• 20% of the funds are invested in stable economic environments, for risk balancing purposes
• 70% of funds are invested in equities (stocks), 15% in bonds and the remaining funds are traded on futures, options and commodities markets
• Each particular investment is carefully analyzed. Fund managers will analyze the issuer's financial condition and industry position, as well as the market's economic strengths.